General Q: What is the size of Florida Properties, LLC’s standard lot? A: The standard lot is 10,000 square feet (approximately ¼ of an acre). All lots are approved for the immediate construction of a single-family residence. Q: Can I build a home on the land? A: Yes. All of the properties we sell are zoned for single family or duplex homes. Of course, you would need to obtain the proper building permits before you begin construction. And although you can build anytime you wish, there is no requirement to build. We never sell land that has a requirement to build. Q: Are water services installed on the properties you sell? A: Visit our online catalog of available properties, and click on any of the parcels for sale. The location and accessibility of water is included in the information listed for each property. Most of the properties we sell are located in areas that are served by city water, and water service may be obtained by simply connecting to the water supply near the property line. In those cases where city water is not available, it will be necessary to drill a well. Every property we sell has water available, from either a well or city water supply. The cost of drilling a well is very reasonable. Again, be sure to read the individual property page for water information about that specific property. Q: Do the properties have electricity and telephone service? A: Yes. Our properties are located close to major population areas, rather than in rural areas, and electric and telephone service are accessible. Q: Are sewer services installed on the properties you sell? A: Visit our online catalog of available properties, and click on any of the parcels for sale. The location and accessibility of sewer service is included in the information listed for each property. Many of the properties we sell are located in areas that are served by city sewer services. In these cases, sewer service may be obtained by simply connecting to the sewer pipe near the property line. If city sewer service is not available, however, it will be necessary to install a septic tank. Every property we sell has the necessary county permissions to install a septic system. Again, be sure to read the individual property page for sewer information about a specific property. Q: Are there roads leading to your properties? A: Yes. All of the properties we sell are accessible by car, with paved roads all the way to the property line. We will not sell a property that does not have road access. Q: Who pays the property taxes on the land I buy from Florida Properties, LLC? A: You will be billed directly by the County tax collector for the annual property taxes, which are due by March 31 of each year. Q: Is Florida Properties, LLC a Realtor/Broker? A: No. We are not Realtors or Brokers. Realtors and Brokers are people who sell real estate that belongs to others, and they earn a commission from the sale. We own all of the properties we sell, and we sell directly to the public, thereby avoiding the Realtor's commission and allowing us to sell our properties at a lower price. Q: Why should I buy land in Florida? A: Florida offers a relaxed, easy lifestyle featuring a warm and sunny climate, a healthy economy, low individual tax burden, outstanding recreational opportunities . . . in other words, the question is: why wouldn’t you buy land in Florida? Q: Why should I buy land from Florida Properties, LLC? A: Florida Properties, LLC has been buying and selling Florida land for over twenty years. We offer flexible payment options, easy financing, no credit checks, and a one-year trade option. And you can be confident knowing that your purchase will be closed by the Law Offices of Benjamin Schiff a highly regarded Florida law firm. In addition, all the properties we sell are in deed-restricted areas to protect the value of your property. And even though all of our lots are immediately buildable, you are not required to build within a certain amount of time. You can build now, or you can build later. The choice of if and when to build is entirely up to you. For more information on Florida Properties, LLC and how our company stands out from the competition, visit About Us. Q: Who owns the properties sold by Florida Properties, LLC? A: All of the properties we sell belong to Florida Properties, LLC or one of our other Florida Properties, LLC Group companies. We do not sell land that belongs to other companies or individuals. In addition, we do not sell land for other parties. All of the land we sell belongs to us. Q: How do you acquire your properties? A: We buy our properties through private parties, trusts, estate sales, foreclosures, government tax sales, real estate auctions, etc. By shopping the market for the best properties at the lowest prices, we are able to offer outstanding values to you, our customers. Q: Are there any liens on the properties? A: No. There are no liens on any of the land we sell. We guarantee that any property we sell to you will have clear title, free of any type of lien—encumbrance, mortgage, loan, back taxes, contractors lien, or any other type of lien. In fact, Florida Properties, LLC backs this guarantee by providing a title insurance policy to ensure your peace of mind. Q: What is the zoning of these properties? A: All of the properties we sell are zoned for residential use. We guarantee that a home can be built on all of our parcels. Q: What cities can be found near the City of Citrus Springs? A: The nearest major city, Ocala, is just 28 miles from Citrus Springs. Other nearby cities include Gainesville, which is 56 miles away, Tampa, which is 78 miles away, and Orlando, just 80 miles away. Q: What airports are near the City of Citrus Springs? A: Tampa and Orlando International Airports are only 86 and 95 miles, respectively, from Citrus Springs, and Gainesville Regional Airport is within 43 miles of Citrus Springs. Q: Does Florida Properties, LLC offer opportunities for agents outside the United States? A: Florida Properties, LLC is looking for partners in Asia, Europe, and South America. If you speak English, are customer-service oriented, and are willing to travel to the United States for training, you may be just the kind of associate we are looking for. Visit Partner with Us to learn more—then grow and prosper with Florida Properties, LLC! Q: Is the land approved for a septic system? A: Some of our lots, especially those on paved roads and within city limits, may have sewer service available in the street. But for most of the parcels we sell, there is no city sewer service available. In these cases, you, the buyer, must have a septic system installed. We have never sold a property (to our knowledge) which did not "perk" for a septic system. Septic systems typically start around $1,000.

Purchasing Q. What kind of guarentee do I get when I buy property from Florida Properties, LLC? Because we know we are selling quality land, at a fair price, with excellent owner financing terms, we're proud to offer three guarantees. Basically, we offer a guarentee that a home can be built on your site, that you can build a home at any time in the future, that your property is in a deed restricted community and a free-and-clear title guarantee. It’s no wonder that, in a recent customer survey, 100% of the buyers who replied said they would do business with us again! Q: How much are the closing costs? A: If you purchase directly from us, there are no closing costs. Zero. Our goal is to make property ownership affordable, and one of the ways we make this possible for you is by not charging you for closing costs. We pay all of the fees for title insurance, transferring the property (transfer tax, recording fees, etc.). There are absolutely no hidden fees, no surprises. You pay only the listed price of the property—not one cent more. Q: Do I pay any kind of sales tax or real estate transfer tax when I buy land from Florida Properties, LLC? A: No. In some states, there is no transfer tax or sales tax. In other states, a tax is required. In states where a tax is required to be paid, we pay the tax for you. We want this to be an easy, simple transaction, with as little out-of-pocket expense for you as possible. Q: Isn’t buying property a paperwork nightmare? A: Not when you buy from Florida Properties, LLC. In fact, you’ll find that buying land from us is easier and requires far less paperwork than buying a new or used car. When we receive your down payment, we will prepare your closing papers and forward them to you for your signature. Sign the papers and return them to us within 7 days. That’s it! Q: Should I visit the property before buying? A: The decision is yours. We welcome you to visit the land if you choose. Many buyers, however, purchase property from us sight unseen, via the Internet. With our strong guarantees, buyers are comfortable buying without first inspecting the property. Florida Properties, LLC has already viewed, inspected, and taken photos of the actual property. Remember—every photo in our online catalog is an actual photo of the specific property, not just a photo of the general area. Q: Isn’t it risky to buy property without visiting it first? A: While a degree of risk is involved, Florida Properties, LLC offers a one-year trade option to minimize your risk and ensure your satisfaction. If you decide, within one year of purchase, that the lot you’ve chosen is not the one for you, you can trade that property for any lot in our inventory with a price tag equal to or greater than the original property. You pay only the difference in price between the two properties—there are no additional fees. Q: How can I visit a property for sale? A: Contact us and we will be happy to arrange a tour of the community of your choice.  Q: What payment methods can I use? A: We accept credit cards, checks, international money orders, and payments via PayPal. See how it works for a complete explanation of our purchase process. Q: If I change my mind after I purchase one of your lots, can I get a refund on my down payment or other payments? A: No. All down payments, payments in full, and monthly payments are nonrefundable. For this reason, we encourage you to ask questions and investigate the property before you purchase. Q: Can I buy more than one property? A: Yes, you can buy as many properties as you wish from Florida Properties, LLC. Q: When will I get the deed and title policy to my property? A: When we receive your down payment, the deed will be drawn up, notarized, and sent to the county to be recorded. We will also send a copy to you; you will receive the original from the county after the deed is recorded. You should receive your deed within 30 to 60 days.

Financing Q: What is the required down payment to purchase a property? A: Each purchase requires a minimum down payment of 20%, but a larger down payment may entitle you to a more favorable interest rate. Q: If I buy a property, must I pay the first payment along with the down payment? A: No. Your down payment is all that’s required to secure your purchase. The first payment will be due in the following month. Q: When will my monthly payments be due? A: The default due date for all notes is the 5th of each month. However, Florida Properties, LLC recognizes your need for flexibility, and we will be pleased to establish a due date that works best within your budget. Q: How long can I finance my purchase? A: With Florida Properties, LLC’s flexible financing options, you can choose your own term, from 2 to 25 years. Q: Is there any penalty for paying off a property early? A: No. You can pay off the land any time you're ready, with no penalty of any kind. We will even give you a 15% discount for paying off your loan at any time during the contract. Q: What is the current interest rate for financed properties? A: Florida Properties, LLC has created the following flexible interest schedule to allow our clients to create a financing plan with terms to fit their individual budgets. Choose a minimum down payment with higher interest rate, or enjoy a lower interest rate with a higher down payment—the choice is yours! Down Payment Interest Rate 20% 12.9% 30% 11.9% 40% 10.9% 50%-99% 8.9% Q: How much will my monthly payments be? A: Use our online calculator to enter the terms of your purchase and determine your monthly payments. Q: What if I want to pay cash for my purchase? A: All cash purchases receive a 5% discount. Q: What is owner financing? A: Owner financing is the easiest, simplest way to buy property. We own the land, and you would like to buy the land. We sell the land to you, and all you need to do is make a down payment and monthly payments. Because we finance the land for you, you don't need to qualify for a bank loan. You don't even need to fill out a loan application. Everyone qualifies! Q: Do I qualify to buy with owner financing, and how long does approval take? A: Yes. Everyone qualifies to buy with owner financing. Florida Properties, LLC wants to make land ownership affordable and attainable for everyone. By requiring no credit checks, we make our properties available to foreign nationals and individuals with bad credit or no credit history. There is no loan application, no bank red tape. All you do is pay a small down payment and make the small monthly payments. It couldn't be easier! Q: Is there a balloon payment with this owner contract financing? A: No, there is no balloon payment. (In case you don't know what a balloon is, here’s an example. Typically, when you purchase land on contract, you make monthly payments for a fixed term. For our purposes, let's say you agree to pay monthly payments for 9 years. But if your contract includes a 5-year balloon payment, for example, you would make monthly payments for 5 years, and then pay off the remaining balance in one lump sum at the end of the 5 years.) Florida Properties doesn't use balloon payments because we don't know, and you don't know, what kind of financial situation you will be in when the balloon comes due. We don't want you to have to scramble to come up with enough cash to pay off the loan. Q: Can I pay more than the minimum monthly payments? A: Yes, you can pay any amount you choose over the minimum monthly payments, and your extra payment will accelerate the term of the loan. For example, if you purchased land for $15,000 with 10-year financing at 9% interest, your monthly payments would be $190.01. But if you paid an extra $25 per month, the land would be paid off in 8 years, 4 months. Top